The Post Office Monthly Income Scheme (POMIS) is the perfect choice for conservative investors who prioritize guaranteed returns and capital preservation. With government backing, POMIS offers assured monthly interest payouts over a five-year tenure. You can invest up to Rs 9 lakh individually or Rs 15 lakh jointly, making it a great option for retirees and regular income seekers.

Interest is paid every month, providing you a reliable cash flow without any hassle. This scheme is easy to open at your nearest post office and suits those who want to avoid market risks. While it doesn't offer tax benefits under Section 80C, the peace of mind it provides is unmatched. Add POMIS to your portfolio to create a stable income stream supported by the trust of India Post.